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Terms & Conditions

Last updated: March 11, 2026

1. Acceptance of Terms

These Terms and Conditions ("Terms") constitute a legally binding agreement between you and Moore Digital Holdings LLC ("Company," "we," "our," or "us") governing your use of the Friendly Wager iOS application and iMessage extension (collectively, the "App"). By downloading, installing, or using the App, you agree to be bound by these Terms. If you do not agree, do not use the App.

2. Description of the App

Friendly Wager is a social entertainment application that allows users to create, share, and track friendly, non-monetary wagers on sporting events with friends through Apple iMessage and the companion iOS app. The App provides:

  • An iMessage extension for creating and sharing wager cards directly in conversations
  • A companion iOS app for browsing open bets, tracking wager history, and viewing leaderboard standings
  • Live sports game data including schedules and odds via The Odds API
  • Automated wager settlement based on official final game scores
  • Push notifications for wager activity
  • Head-to-head records and leaderboard statistics

3. No Real Money Gambling

Friendly Wager does not facilitate, process, or enable real money gambling of any kind.

The App is designed purely for entertainment and friendly social competition. Any stakes agreed upon between users are informal, non-monetary, and exist entirely outside the App. Examples of permissible stakes include bragging rights, buying a meal, or other casual friendly arrangements.

Moore Digital Holdings LLC:

  • Does not hold, transfer, or process any money or items of monetary value
  • Is not a party to any arrangement between users
  • Is not responsible for the fulfillment, enforcement, or dispute resolution of any stakes between users
  • Does not verify, monitor, or guarantee that any agreed-upon stakes are honored

Using the App for real money gambling is strictly prohibited and constitutes a material breach of these Terms.

4. Eligibility

You must be at least 18 years of age to use the App. By using the App, you represent and warrant that:

  • You are at least 18 years old
  • You have the legal capacity to enter into a binding agreement
  • Your use of the App complies with all applicable laws and regulations in your jurisdiction

If you are accessing the App from a jurisdiction where social wagering applications are restricted or prohibited, you are solely responsible for compliance with local laws.

5. User Accounts

The App uses anonymous Firebase Authentication — you are not required to provide an email address, phone number, or any other identifying information. An anonymous user ID is automatically generated when you first launch the App.

You may optionally set a username and select favorite teams. You are responsible for the username you choose and agree not to select usernames that are offensive, misleading, or infringe on third-party rights.

Your anonymous account and associated data are tied to your device. If you delete the App without requesting account deletion, your anonymous account may persist in our database. See our Privacy Policy for deletion instructions.

6. Acceptable Use

You agree to use the App only for lawful purposes and in accordance with these Terms. You agree not to:

  • Use the App for any form of real money gambling or wagering
  • Create wagers with offensive, harassing, defamatory, or illegal content
  • Harass, threaten, or intimidate other users
  • Attempt to gain unauthorized access to the App, its backend systems, or other users' accounts
  • Reverse engineer, decompile, or disassemble any part of the App
  • Use automated scripts, bots, or tools to interact with the App
  • Circumvent or disable Firebase App Check or other security measures
  • Impersonate any person or entity, or misrepresent your affiliation with any person or entity
  • Violate any applicable local, state, national, or international law or regulation

We reserve the right to terminate access for any user who violates these prohibitions.

7. Wager Content

You are solely responsible for the wager content you create, including matchup descriptions and stakes text. By creating a wager, you represent that the content is lawful, does not infringe third-party rights, and complies with these Terms.

We do not pre-screen wager content but reserve the right to remove content and suspend accounts that violate these Terms or applicable law.

8. Automated Settlement

The App automatically settles wagers using final game scores retrieved from The Odds API. You acknowledge and agree that:

  • Automated settlement is provided as a convenience feature and may not always reflect the correct outcome
  • Sports data may be delayed, incomplete, or incorrect due to factors outside our control
  • Settlement results are final within the App and are not binding on either party to a wager
  • Moore Digital Holdings LLC is not liable for any incorrect settlement outcomes
  • In the event of a disputed result, the parties to the wager are responsible for resolving any disagreement between themselves

9. Third-Party Services

The App integrates with the following third-party services. Your use of the App is also subject to their applicable terms and policies:

  • Firebase (Google LLC): Authentication, database, cloud functions, and push notifications. Firebase Terms of Service
  • The Odds API: Sports game schedules and final scores. We are not responsible for the accuracy, completeness, or timeliness of data provided by this service.
  • Apple Inc.: iMessage framework, App Store distribution, push notifications (APNs), and App Attest. Apple Media Services Terms

10. Intellectual Property

The App and all of its original content, features, functionality, branding, and design — including but not limited to the Friendly Wager name, logo, graphics, and software — are the exclusive property of Moore Digital Holdings LLC and are protected by United States and international copyright, trademark, and other intellectual property laws.

You are granted a limited, non-exclusive, non-transferable, revocable license to use the App for your personal, non-commercial use. You may not copy, modify, distribute, sell, or lease any part of the App, or use the App's branding without prior written consent.

11. Disclaimer of Warranties

THE APP IS PROVIDED "AS IS" AND "AS AVAILABLE," WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, MOORE DIGITAL HOLDINGS LLC DISCLAIMS ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.

WE DO NOT WARRANT THAT THE APP WILL BE UNINTERRUPTED, ERROR-FREE, SECURE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS, THAT DEFECTS WILL BE CORRECTED, OR THAT THE APP OR THE SERVERS THAT MAKE IT AVAILABLE ARE FREE OF HARMFUL COMPONENTS.

12. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL MOORE DIGITAL HOLDINGS LLC, ITS MEMBERS, OFFICERS, EMPLOYEES, OR AGENTS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, GOODWILL, DATA, OR OTHER INTANGIBLE LOSSES, ARISING OUT OF OR RELATED TO YOUR USE OF OR INABILITY TO USE THE APP, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

OUR TOTAL LIABILITY TO YOU FOR ANY CLAIMS ARISING FROM YOUR USE OF THE APP SHALL NOT EXCEED $100 USD.

13. Indemnification

You agree to indemnify, defend, and hold harmless Moore Digital Holdings LLC and its members, officers, employees, and agents from and against any claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising out of or related to: (a) your use of the App; (b) your violation of these Terms; (c) your violation of any third-party rights; or (d) any wager content you create.

14. Termination

We may suspend or terminate your access to the App at any time, with or without cause, and with or without notice, including if we reasonably believe you have violated these Terms. Upon termination, your right to use the App ceases immediately. Sections 10–15 of these Terms survive any termination.

15. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the State of Texas, United States, without regard to its conflict of law provisions.

Any dispute arising from or relating to these Terms or the App shall first be attempted to be resolved through good-faith negotiation. If the dispute cannot be resolved informally, it shall be submitted to binding arbitration under the rules of the American Arbitration Association, conducted in Texas. You waive any right to participate in a class action lawsuit or class-wide arbitration.

Notwithstanding the above, either party may seek injunctive or other equitable relief in any court of competent jurisdiction.

16. Changes to These Terms

We reserve the right to modify these Terms at any time. When we make material changes, we will update the "Last updated" date at the top of this page and, where appropriate, notify you through the App. Your continued use of the App after any changes constitutes acceptance of the updated Terms. If you do not agree to the revised Terms, you must stop using the App.

17. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Moore Digital Holdings LLC regarding your use of the App and supersede any prior agreements.

18. Contact Us

If you have questions about these Terms, please contact:

Moore Digital Holdings LLC
Email: admin@moore-digital.com

© 2025 Moore Digital Holdings LLC. All rights reserved.